Fintech,
built on-chain.
Used every day.
We build payment products on smart contracts and stablecoins: wallets, accounts, cards and digital cheques. People use them every day in more than 100 countries.

Five products.
One principle.
Every product we ship keeps money under its owner's control. We focus on making that simple, secure and pleasant to use every day.

Holders
A stablecoin account with transfers and cards that you control, and that partners can build into their own apps.
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Tonhub
A multichain wallet for storing, spending and staking, with Web3 in one place.
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@Card
A payment card that lives in Telegram, with a stablecoin account and transfers.
Learn more →
Post.Cash
Digital cheques: send and receive digital dollars privately and instantly through a secure link.
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TonWhales
Staking infrastructure for TON, home of the network's first and largest pool.
Learn more →Got an idea?
We're open to new product ideas. If you see a strong use case or a gap in the market, let's explore it together.
Get in touch →A world where people and businesses use the digital dollar freely, without discrimination or limits.
We started on TON in 2021 as a mining pool and a wallet. Today Whales builds a family of products with one direction: payments that work like a banking app, on money you hold yourself.
Transparency
We talk openly about the strengths and weaknesses of our products, processes and decisions.
Results
We judge real contribution and its impact on the product.
Ownership
We make decisions under uncertainty and own the outcome together.
Collaboration
One team, where each person's work makes the whole stronger.
Communication
Clear and direct, so we move faster with less friction.
From a mining pool to everyday payments.
Five years of building on-chain finance, from TON's first staking contract to cards that work in Apple Pay and Google Pay.
Real-world fintech
On-chain accounts, SEPA and SWIFT transfers, Apple Pay and Google Pay, and our first cards for Europe.
Ecosystem scaling
Funding from multiple blockchains, Post.Cash, and institutional staking pools with Ledger and P2P.
Simplification and growth
Gas-free transfers between accounts, new regions, and stablecoin payments as simple as a banking app.
Serious technology.
A human team.
Engineers and operators across Europe, the Gulf and beyond. We ship together, travel to conferences together and still find time for the hills.




Build the new standard for global payments.
Join the team building fintech products around security, transparency and control.